Pages
- Abogado especializado en Banca Rota en Medford, New Jersey
- Abogados especializados en Banca Rota en Cherry Hill – Acoso de Acreedores
- Abogados especializados en Embargo de Southampton / Shamong
- Atco NJ Bankruptcy Lawyers
- Atlantic County Bankruptcy Lawyers
- Attorney Bios
- Attorney Profile
- Attorney-Client Privilege Waiver
- Bankruptcy & Credit
- Bankruptcy & Credit Resources
- Bankruptcy Attorneys in South Jersey
- Bankruptcy Creditor Rights
- Bankruptcy FAQs
- Bankruptcy FAQs Continued
- Bankruptcy Litigation
- Bankruptcy News & Articles
- Bankruptcy & Your Kids
- Bankruptcy and Unpaid Counsel Fees
- Business Guide to Avoid Bankruptcy
- Closing a Business
- Cram Down Your Mortgage
- Defending a Preference Suit
- Famous People Who Filed Bankruptcy
- First Meeting with Bankruptcy Lawyer
- First Steps in a Chapter 11
- Foreclosure Scams
- Identity Theft
- Leaving Your Home After Foreclosure
- Loan Modification and Foreclosure Alternatives
- Preference Suite Protections
- Process of Seeking a Loan Modification
- Removing Judgements
- Spending Plan
- Staying Retained & Protected
- The right way to Begin the Process of Seeking a Loan Modification
- Treating the Accident Victim
- Trouble Spots & Some Important Relief for Homeowners Facing Foreclosure
- Bankruptcy Overview
- Bankruptcy Resources & Links
- Bankruptcy Video Center
- BAPCPA Notice
- Blog
- Burlington County Bankruptcy Lawyers
- Burlington NJ Bankruptcy Lawyers
- Business Bankruptcy Initial Interview
- Business Bankruptcy Solutions
- Camden County Bankruptcy Lawyers
- Certification
- Cherry Hill Bankruptcy Lawyers – Creditor Harassment
- Client Reviews
- client-reviews-test
- Contact Us
- Credit & Credit Score Resources
- Cumberland County Bankruptcy Lawyers
- Dealing With Debt Collectors
- Dealing with Debt Collectors – Q and A
- Debt Collector Harassment
- Directions
- Disclosure
- Facing Foreclosure
- Family Dispute Settlement
- Gloucester County Bankruptcy Lawyers
- Hammonton Foreclosure and Bankruptcy Attorneys
- Hammonton, NJ Bankruptcy Lawyers
- Joanne M. Ventura, Esq.
- Life after Bankruptcy
- Medford – Stop Car Repossession
- Mediation & Settlement Services
- Millville NJ Bankruptcy Lawyers
- Mortgage Foreclosures
- Mortgage Modification
- Mount Holly NJ Bankruptcy Lawyers
- Navigating the Means Test
- New Jersey Consumer Bankruptcy
- NJ Bankruptcy
- Other Areas of Practice
- Printable Bankruptcy Related Forms
- Site Map
- Southampton / Shamong Foreclosure Attorneys
- Special Rules in Bankruptcy
- Special Rules in Bankruptcy, Part 1: Protecting Social Security Benefits
- Special rules in bankruptcy, part 2: protecting retirement funds and IRA’s
- Special rules in bankruptcy, part 3: tax refunds
- Tax and Tax Lien FAQ
- Thank You
- To Have an Attorney or Not to Have an Attorney
- Trustee
- Turnersville, NJ Bankruptcy Lawyers
- Vineland NJ Bankruptcy Lawyers
- Why Mediate?
- Williamstown Bankruptcy and Foreclosure Attorneys
- Winslow NJ Bankruptcy Lawyers
- Winslow Township Bankruptcy and Foreclosure Attorneys
- Woodbury, NJ Bankruptcy Lawyers
Posts
- A proposed New Years resolution: review finances and plan ahead; if bankruptcy might be an option, do not ignore it
- Addressing Student Loan Debt with a Chapter 13 Bankruptcy
- After a bankruptcy discharge, what to do when mortgage holders and secured creditors go too far.
- After the storm, dealing with insurance claims is fraught with traps
- An object lesson for creditors: Countrywide Home Loans hit with $85000.00 in legal fees for violation of the automatic stay
- Another year of tax relief for short sales and deeds in lieu of foreclosure.
- Avoiding being a fraud victim shopping during the holidays
- Avoiding mortgage and debt relief scams
- Avoiding the debt trap: high-interest car title loans
- Avoiding the Means Test in Bankruptcy
- Bankruptcy and Business Litigation
- Bankruptcy and Divorce — Which Comes First?
- Bankruptcy and Inheritance
- Bankruptcy and Retirement Benefits
- Bankruptcy and your credit report- when do bankruptcies or other adverse reports come off my credit report?
- Bankruptcy courts: foreclosure is not time-barred until 6 years after last payment due date specified in the mortgage or note
- Bankruptcy Fraud in the News
- Bankruptcy Is Not a Failure—Exploding Bankruptcy Myths
- Bankruptcy Pros and Cons When facing Foreclosure
- Bankruptcy vs. Debt Reconsolidation
- Being resilient in midlife debt crises
- Being sued on student loans? Demand documents to support the loan
- Budgeting for businesses and individuals is the key first step to taking back control of your finances
- Business Bankruptcy Solutions
- Business bankruptcy solutions for the small business
- Buyers needing FHA mortgages will pay higher fees
- California audit exposes widespread irregularities in foreclosures there
- Can a Bankruptcy Filing Help You Save a Business?
- Can Bankruptcy Help You If You Owe Money Because of a Car Accident?
- Can Criminal Debts Be Discharged?
- Can I Keep the Proceeds of Lawsuit if I File for Chapter 7 Bankruptcy?
- Can I Save My Home from Foreclosure with a Bankruptcy Filing?
- Can Student Loans Be Discharged?
- Challenges to the Discharge of Luxury Purchases and Cash Advances
- Changes coming to judicial foreclosure in New Jersey?? Is the process speeding up? Is “cash for keys” going to be a real solution? Welcome developments but uncertainty.
- Changes in Law Help People with Medical Debts
- Chapter 13 to Manage Tax Arrearages
- Chapter 13 trap for the unwary: not listing a creditor in time could mean you still have that debt to pay when the case is over!
- Chapter 7 Bankruptcy Filing to Keep Your Home
- Chapter 7 for Small Businesses
- Chapter 7 or Chapter 13 – Which Is Right for Me?
- Choosing Between Chapter 7 and Chapter 11 When Closing Down a Business
- Choosing Between Chapter 7 and Chapter 11 When Continuing a Business
- Choosing the Right Bankruptcy Filing When You Owe Money to Your Ex-Spouse
- Closing a Business and Immediately Starting a New One
- Closing the First Meeting of Creditors- it is more important than you think
- Concealing assets in bankruptcy? New decision shows again how costly this risky maneuver can be.
- Cram down or strip off– a way to surface after being underwater
- Credit is a two-edged sword: Businesses, like people, have to be careful how they use it
- Credit Reporting Agencies promise to make it easier to correct credit report errors.
- Creditors, especially medical bill collectors, ignoring bankruptcy and becoming lawbreakers
- Debt Collectors Prone to Violation of Bankruptcy Discharge
- Debts for Embezzlement and Violations of Fiduciary Duty
- Debts for Willful and Malicious Injury
- Debts Secured by Purchased Personal Property
- Debts Secured by Purchased Personal Property
- Defending Collections Lawsuits on Credit Cards
- Discharging Non – Support Debts to an Ex-Spouse
- Disposing of Property Before You File for Bankruptcy
- Do You Qualify for Chapter 13 Bankruptcy Protection?
- Doctors Being Driven Into Bankruptcy
- Doing business with businesses in Chapter 11 and trustees in bankruptcy-the importance of getting paid and knowing the ropes
- Dos and Don’ts of Home Loan Modifications
- Drowning in debt? Losing your home? Here is how to overcome the stress and take back control of your life.
- Eligibility for Chapter 7 Bankruptcy in New Jersey
- Estate Planning property transfers and gifts-the hidden trap of fraudulent transfer liability
- Even lawyers getting scammed over the Internet.
- Even the big guys are guilty of making matters worse through denial-Detroit’s bankruptcy experience is an object lesson for many others
- Federal Trade Commission reveals the truth about debt buyers- debtors be savvy and demand proof
- File your tax returns before the IRS does a tax assessment, or you could lose your right to discharge taxes
- Filing Bankruptcy Without Your Spouse
- Filing bankruptcy? Your bank may freeze your checking account!
- Filing Chapter 13 Before a Divorce
- Filing Chapter 7 Before a Divorce
- Filing for Bankruptcy Again — Do You Still Get Protection from Creditor Harassment?
- Filing for Bankruptcy Again — Rights and Restrictions
- Getting a business loan requires planning
- Good Reasons Not to Handle Your Own Bankruptcy Filing
- Hand over all your money! 9th Circuit holds that a bankruptcy trustee can require a debtor to turn over entire bank account balance without credit for checks which cleared after bankruptcy was filed
- Happy Halloween!
- Happy Independence Day
- Happy Thanksgiving
- Harry S. Truman- an example why bankruptcy is not a “badge of shame”
- Heading for bankruptcy? Paying your children’s college expenses could create “clawback” headaches for them and their college
- Health Savings Accounts not protected in bankruptcy, 8th Circuit BAP holds
- How a Chapter 20 bankruptcy can help save a home from foreclosure after a Chapter 7 discharge
- How Chapter 13 Really Works When You Are Behind on a Mortgage
- How Chapter 13 Really Works When You Are Behind on a Vehicle Loan
- How Chapter 13 Really Works When You Owe Income Taxes
- How Chapter 7 Really Works When Keeping Your Home
- How Chapter 7 Really Works When Reaffirming a Vehicle
- How Chapter 7 Really Works When Reaffirming a Vehicle
- How Chapter 7 Really Works When Surrendering Your Home
- How Condo Fees and Assessments are Treated in Bankruptcy
- How creditors in bankruptcy can lose out by “sleeping on their rights”
- How debt buyers and creditors get judgments when they do not have a right to sue, and what you can do about it
- How Does the Means Test Work?
- How small family owned businesses succeed, and how to avoid feeding a failing enterprise
- How Soon Can You File for Bankruptcy in New Jersey
- How the Bankruptcy Trustee Investigates Fraud Allegations
- How to Avoid Tax Levies and Garnishments
- How to Find a Good New Jersey Bankruptcy Attorney
- How to handle illegal or improper collection efforts during or after a bankruptcy
- How to Stop Collection Lawsuits Against You
- How to Stop IRS Garnishments and Levies
- How to Stop Vehicle Repossession
- How We Got into This Financial Crisis – and How to Get Out
- How Will Bankruptcy Affect Your Present or Future Employment?
- Increasing numbers of million dollar homes going to foreclosure
- Inherited IRA’s are not part of a bankruptcy estate in New Jersey, Bankruptcy Court holds
- Is the foreclosure mess ending? Hopeful signs but careful planning still needed.
- Joint bank accounts can create traps and legal headaches when financial problems arise.
- Judgments have life after bankruptcy, a New Jersey Court rules
- Keeping debt collectors honest and how best to respond to them
- Leaving home? A bankruptcy discharge may not protect you from association dues or liability claims
- Lenders being sued for violating the bankruptcy discharge when they refuse to correct your credit report to show listed debts as discharged
- Lenny Dykstra pleads guilty to bankruptcy fraud and could get 30 months in prison for stripping his house of valuables
- Lessons from the Dark, Lucrative World of Debt Collection
- Look before you leap into owning your own business! A cautionary tale.
- Losing the Automatic Stay in Bankruptcy
- Mediation now required in New Jersey Bankruptcy Court- but you have more choices than first appears
- Medical billing errors can destroy your credit
- Medical bills and billing traps-a prime cause of financial problems
- Meeting the Chapter 7 Means Test Requirements
- MF Global Trustee waives attorney client privilege and turns over emails to investigators- a cautionary tale how a bankruptcy can open a can of worms for the unwary.
- Mortgage Foreclosure attorneys in New Jersey will be busy as mortgage foreclosures are up and climbing
- Mortgage lender sanctioned for violating discharge injunction by repeated calls to discuss alternatives to foreclosure after being told to stop and after debtors locked out of home
- Mortgage Modification? Try filing bankruptcy…
- Moving out of your home could deprive you of protections under the New Jersey Fair Foreclosure Act
- Navigating the tricky waters of medical bills-to protect yourself against errors and abuses you need to watch and keep good records
- New Jersey foreclosures and loan modifications: improving and moving faster, but for how long
- New Jersey law allowed “fast track” foreclosure of vacant and abandoned property
- New study shows bankruptcy for those that need it improves long-term creditworthiness
- NJ Court rules that failure to properly list a judgment holder in bankruptcy prevents later removal of lien from real estate
- NJ Supreme Court holds arbitration clause in debt-adjustment contract is unenforceable
- NJ Supreme Court to borrowers: don’t sleep on your rights when faced with foreclosure
- Non-Business Exemptions from the Means Test
- Not your usual dull bankruptcy case…!!
- NY Fed Study shows that for those drowning in debt, a bankruptcy results in a faster improvement in credit scores
- Options When Facing a Home Foreclosure
- Our Unique Approach to Bankruptcy and Debt Relief Representation
- Penny-wise and pound-foolish: phony bankruptcy law firm caught and shut down, but what about their clients?
- Pensions, IRA’s and 401K’s are protected against creditors, but watch out for disqualification
- Positive New Year Thoughts – even during financial uncertainty
- Post petition payments and the “New Value” defense to preference suits-Third Circuit Court of Appeals holds they do not affect the outcome
- Protecting co-owners of bank accounts when filing for bankruptcy
- Protecting or rebuilding your credit- tips from CARE
- Protecting Your Rights with Aggressive Creditors
- Protecting Yourself and Your Company in the Face of Business Litigation
- Protecting yourself from fraud and identity theft
- Protecting Yourself from Mortgage Problems
- Rebuilding Credit after Filing for Bankruptcy
- Rebuilding Your Credit Rating after a Bankruptcy Filing
- Recording calls with debt collectors to document or deter abuse-watch out for these and other traps!
- Regulators report Homeowners Harmed by Loan Companies
- Resurrection of the subprime mortgage mess-this time in car loans
- Revel CEO resigns weeks before expected bankruptcy filing
- Right and Wrong Ways to Close Down a Business
- Risking the Loss of a Discharge because of Dishonesty
- Seasons Greetings and Happy New Year!
- Seeking a Loan Modification
- Senate proposes new law to make some student loans dischargeable in bankruptcy
- Seniors in financial trouble recommended to consider using bankruptcy to help protect assets.
- Short sales and modifications- the system is not working, still…
- Should You Close the Business Down?
- Small Business Debt Organization – Chapter 11 or Chapter 13
- Starting a Business – Is it for you?
- Starting over after business failure: your debts can follow you if you get it wrong
- Staying the course on the road back to work, and getting the fresh start you need once you get there
- Student loan debt at record levels- what options are there?
- Student Loan debt is the looming new crisis- but some options are open to dealing with collectors
- Student Loan debt? Here are some resources and ideas
- Student loans-a $2.5 trillion debtload-will the Supreme Court provide some relief?
- Student loans-dealing with a system stacked against the borrower
- Student Loans-nondischargeable in bankruptcy-time for a change?
- Supreme Court now decides to answer the questions it ducked in Arkison-what can a bankruptcy court decide, when and how?
- Supreme Court rules that Bankruptcy Courts can enter final judgments in Article III controversies where the parties consent by act or deed
- Surefire Strategies to Lead Your Business to Bankruptcy, Part One
- Surefire Strategies to Lead Your Business to Bankruptcy, Part Three
- Surefire Strategies to Lead Your Business to Bankruptcy, Part Two
- Taking Advantage of New Jersey’s Generous Bankruptcy Exemptions
- The Best Option in Bankruptcy When You Have Student Loans
- The continuing obligation to accurately list all claims and property in bankruptcy: what you do not list can cost you plenty.
- The Different Grounds for Non-Dischargeability of Debts in a Bankruptcy
- The Federal Exemptions in a Chapter 7 Bankruptcy
- The Hardship Discharge for Student Loans
- The hidden hazards in failing to list every possible debt or claim in a bankruptcy- you might not be protected!
- The Homestead Exemption in a New Jersey Chapter 7 Bankruptcy
- The Impact of Bankruptcy on Jointly Owned Property
- The Implications of Bankruptcy for a Cosigner
- The Income Side of the Means Test
- The Most Effective Way to Discharge Debt – Be Honest with Creditors
- The New Jersey Bankruptcy Exemptions
- The New Jersey Motor Vehicle Exemption in a Chapter 7 Bankruptcy
- The Simplest Chapter 13 Bankruptcy Filing
- The Simplest Chapter 7 Bankruptcy Filing
- The Simplest Chapter 7 Bankruptcy Filing
- The Vehicle Cramdown Procedure in Bankruptcy
- Third Circuit Court of Appeals: Chapter 13 debtors may have a grace period to complete their plan after 60 months
- Third Circuit Court of Appeals: Reckless disregard for truth may be enough to keep a debt from being discharged
- Third Circuit to injured plaintiffs- your claim can be discharged before you know it exists
- U.S. Court of Appeals Reverses Ruling in Bankruptcy Case Involving Inherited IRA Funds
- U.S. Supreme Court to Hear Important Bankruptcy Case
- Understanding Bankruptcy Mediation
- Understanding the Discharge of Debt in Bankruptcy
- Upfront and Honest
- US Supreme Court clarifies when trustees may lose their right to a discharge
- US Supreme Court holds that inherited IRA’s are not “retirement funds” that can be exempted in bankruptcy, but New Jersey residents may have other protections
- Using a Chapter 13 Bankruptcy Filing to Keep Your Home
- Using a Chapter 13 Bankruptcy to Help Sell Your Home
- Using Bankruptcy to Save Your Business
- Using Bankruptcy for Medical Bills
- Using Bankruptcy to Close a Business
- Using Chapter 13 to Address Mortgage and Property Tax Arrearages
- Ways that You Can Minimize the Likelihood of Bankruptcy
- Ways That You Can Risk Losing Your IRA in a Bankruptcy Filing
- What Color Is Your Parachute: A Guide for Getting Control of Your Life
- What Constitutes Bankruptcy Fraud
- What is a “residence” that a debtor can claim as exempt? NJ Bankruptcy judge holds that it must be a place of permanent residence.
- What is a Discharge of Debt?
- What to Do If You Expect Your Vehicle to Be Repossessed
- What to Do If You Have Been Sued on a Fraudulent Transfer
- What to Do When You Are Sued on a Preference Claim
- What to Do When Your Business is in Trouble
- When can a Bankruptcy Court enter a final decision? The Supreme Court punts, and muddies the waters
- When It’s Time to File for Bankruptcy
- When Tax Debts Can Be Discharged in Chapter 7
- Where are the Foreclosed Properties Going??
- Why having medical insurance is essential to your financial well-being
- Why You Shouldn’t Try to File for Bankruptcy Yourself
- Will a Bankruptcy Filing Help Your Small Business?
- Will a Bankruptcy Filing Make It More Difficult to Earn a Living?
