We recently were contacted by the author for feedback on this article which is well-written really on-point and provides valuable advice.  https://www.dccu.us/blog/protect-yourself-from-fraud-in-2018/

It is not uncommon that identity theft or misuse of credit or credit cards is one of the factors that leads our clients into bankruptcy.

We also strongly recommend that following a bankruptcy discharge, our clients check their credit report, which can be done once a year free of charge at www.annualcreditreport.com. All the discharged debts should still appear but should have a zero balance as having been “discharged in bankruptcy”