When you’re facing monumental financial challenges and are considering what to do, you need balanced and experienced advice so you can select the path that is right for you, and take back control of your life. At our first meeting with a client, this is our mission and goal. Of course, a bankruptcy to get a fresh start is one of the options, and often the best one. But we will explore other choices so that, guided by practical advice and sound guidance, you can immediately start moving in the direction that is right for you. You also need someone who will speak to you in plain English. Unfortunately,some othersmay try in 15 or 20 minutes to sell you with a generalized lecture about the different types of bankruptcy, using jargon but not drilling down to the specifics of your situation. At the offices of Neuner & Ventura, we take a different approach.

When you come to us for legal help, we’ll start by having you complete a worksheet, most of which is a series of “yes or now” questions, and a table of monthly living expenses. We’ve spent years refining the worksheet, so that it gives us an immediate checklist to identify potential problems, so that we can quickly get a handle on your situation and give you meaningful advice about your next steps and answer questions about any of your pressing concerns.

From our perspective, the most important first step when considering bankruptcy as an option is to work on list of estimated monthly household living expenses, and compare that to the estimated money coming in going forward. If you are like most people who come to our office, you know that something is wrong—that’s why you’ve reached out. But you may not be able to put your finger on the problem, and you may become overwhelmed or in denial. But with a little preparation on your part and with our guidance, we can help you see where you stand and start on the path to financial stability and security. After all, that’s what it’s all about, right?

We’ll work closely with you to put together an accurate and thorough budget, so that you know what’s coming in, what’s going out and what’s left. A meaningful budget will also help you identify what items are essentials and what fall into the category of “discretionary.” In our experience, many people confuse the two, considering what are actually non-essentials to be mandatory. You may need to make some hard choices, but we often find our clients are relieved to know that they can develop a plan and take back control of their lives.

Contact Neuner & Ventura, LLP

We understand the stress, anxiety and confusion that can be associated with a potential bankruptcy filing. We offer a free initial consultation to every client. For an appointment, call Neuner & Ventura at 856-596-2828 or send us an e-mail. We do, however, reserve the right to charge a fee to review any work done by another attorney. Evening and weekend appointments are available upon request.

Representing Clients across South Jersey