As a follow up to our previous post, I invite you to read the attached more recent article from the New York Times on how medical billing errors can create havoc with your credit score
We recommend demanding that as part of any resolution of a medical billing error, the offending biller be required to remove and correct any erroneous entries and agree in writing not to repost the erroneous bill as unpaid. Merely marking it as resolved is not enough to prevent damage.
You also have rights under the Fair Credit Reporting Act to dispute the erroneous report with the credit reporting agencies. We suggest this be done in the form of a letter which you send by fax or certified mail (be sure to keep a copy!!)
If this is only a part of your financial problems then you will need to consult with an experienced attorney.
No one should have to suffer with a diminished credit score because a medical service provider made a mistake. But ignoring this aspect is unwise.
Hopefully new laws can be passed to put the burden on the medical providers to correct erroneous reports of unpaid bills.