Bankruptcy and Credit-Related Resources

We are attorneys providing debt relief advice and representation. We help people obtain debt relief under the Bankruptcy Code and other laws.

Expense Budgets and Financial Calculators-
Note-These are offered for your personal use and convenience, for educational purposes only. We do not assume any responsibility or obligation for your use of these, and no warranty or promise of representation is expressed or implied.

Personal Monthly Budget Spreadsheet. Requires Microsoft Excel This gives you a starting point, to see how balanced your budget is, or is not.

Here is another income and monthly expense calculator. Microsoft Excel required

Or use the budget in our questionnaire

Credit Card Minimum Balance Payment Calculator. Many people think they are doing OK because they are making the minimum payments on their credit cards. To see how expensive this is, take a look at this calculator. If your total credit card debt is more than 3 months income, you may be in more trouble than you think.

Loan Calculator

Small Business Expense Budget Requires Microsoft Excel

Business Rolling Expense Forecast Spreadsheet. Requires Microsoft Excel

We are happy to supply you with links to important resources.

Our webpage on credit scores and identity theft

Bankruptcy Code and Rules

Bankruptcy Court-New Jersey website. Contains local rules, judges, forms and other important information.

Bankruptcy Basics from New Jersey Court Website

Directions to First Meetings of Creditors in New Jersey

What is the First Meeting and why is it important?

Directions to U.S. Bankruptcy Court in Camden, New Jersey

Directions to U.S. Bankruptcy Court in Trenton, New Jersey

Legal forms

Chapter 13-Required form of Order for converting a case to Chapter 13-required in New Jersey

Other sources

Bankruptcy Assets for Sale

New Jersey Coalition for Financial Education

New Jersey Bankruptcy Lawyers Foundation Financial Literacy Project

National Association of Bankruptcy Trustees

Steven R. Neuner our bankruptcy partner,is a trustee himself, and represents other trustees, creditors and business owners helping them find their way through the pitfalls and problems of bankruptcy and financial distress. He has filed or presided over hundreds of bankruptcy cases and proceedings over the past 24 years. For more about him and his background click here

IF YOU WOULD LIKE OUR HELP, WE ASK YOU TO CALL US AT (856) 596-2828 FOR AN APPOINTMENT. Please first read a notice about bankruptcy required by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 by clicking here: